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We're looking for all the high-impact wins we can get this month, and honestly, it doesn't have to be highly intense to have a big impact. I hope you're starting to get excited (and motivated) to use the month of January for different tasks.

Less pressure. More energy. More clarity. And more wins that actually matter.

We're all about using January to clean up the spaces, the foundation, that you'll build on throughout the rest of the year. If you missed the first two spaces to clean, here's a recap:

• ​Learn Why January Is the Worst Month For Change (And What It's Better For)​
• ​Space #01: Cleaning Up Mental & Digital Clutter​
• ​Space #02: Cleaning Up Your Physical Space​

Space #03: Clean Up Your Finances

Today, we're moving into space three, a focus on your finances. This isn't a "crunch numbers and stress out" action. It's not about scarcity but ownership.

​**I wrote an entire blog post about how money is attached to your health | READ IT HERE!**​

I'm not really a fan of "boss babe" language, but I do want this year to be less about your finances bossing you around and more about you being the boss of your finances. That starts with a simple, honest look at your current financial state.

Sweating a little? Are you feeling ready to bolt?

That's okay! I got you.

Take a breath. This may feel (and be) one of the hardest clean-ups, but it's also one of the most relieving.

A Personal Story:

After I graduated from college and got married, my husband and I took our finances very seriously. We followed the debt snowball like our lives depended on it. And it worked, until it didn't. Or more truthfully, until I rebelled.

We were so rigorous (probably even too rigorous) with it that it took away all sense of adventure, which is a core value of ours. Which is why we stopped and then swung to the opposite extreme. That looked like ignoring our finances entirely.

While fun and liberating at first, pretending not to worry didn't reduce our stress. It actually created a new kind of bondage and a huge mess.

Over time, we realized the importance of keeping our finances "clean." By cleaning the foundation, we started to tell our money what to do instead of being owned by it, and this is what actually created the freedom we were looking for. And I don't mean freedom from debt; there is also freedom in having a plan and a system that works for you as you pay it down.

It's about finding your own system, not following the one that tells you if you do x,y, and z, you'll be debt-free this year.

This story isn’t just about us, but it’s what this Life Edit is about. Not following someone else’s system, but creating your own. And cleaning up your finances is a key part of that foundation because money is one of the greatest stressors and energy drains people face today.

What Cleaning Up Your Finances Can Look Like:

Like all cleaning, there are countless ways to approach this. It depends on what you need right now.

Big-picture actions could include:

• Understanding how much money you bring in and where it’s going.
• Adding up assets, cleaning up your taxes, or opening accounts/investments if needed.
• Creating a plan to pay off debt while still leaving enough margin to still enjoy your life.
• Making co-creative decisions with your family about spending, saving, and investing.

Smaller, immediate wins could include:

• Cleaning up subscriptions: apps, streaming services, memberships you don’t use.
• Reviewing automatic payments and recurring charges, asking for lower rates, or consolidating accounts.
• Setting up a simple budgeting system or trying a new app to track finances.
• Getting practical about what you want to spend money on, and setting small incentives for hitting goals.

Why This Matters:

Finances aren’t just about numbers. They’re impacting your stress and energy.

Each bill you haven’t looked at, each forgotten subscription, and each cluttered account subtly drains mental bandwidth. When you clear even one of these areas, you free up mental and emotional energy to redirect toward life, creativity, or rest.

Think of it as speed cleaning your finances, just like we did with your mental, digital, and physical spaces. Small, intentional wins that create immediate results. And those results? They fuel you to stick with it!

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Your Action Steps:

• Pull your bank statement, credit cards, and bills.
• Make a short list of subscriptions, payments, or accounts that are draining energy or cash.
• Take one action per day this week to simplify, cancel, or update.
• Repeat with all areas of your finances. Get to know them.
• Notice the relief (and the energy) that comes from clarity.

January isn’t about overhauling your life in one week. It’s about finding the wins that matter, gaining momentum, and creating energy for what you actually want. It's setting the stage to make the most of the year ahead.

Here's to getting to know your fiances, even if it feels like an awkward blind date. Who knows, it could be the thing you didn't know you needed to shift this year!